ADCU

ADCU Members Survey, 2008 -

Thank you competition winners!

Congratulations to the randomly selected winners, who are:

T O’Dea

D Reardon

A Cross

S Guthrie

M Webb

J Smith

A Cott

P Evers

K Bendall

A Armstrong

Thank you competition terms and conditions

The promoter is Derham Marketing Research Pty. Ltd.

NSW Permit No LTPS/08/11886 and ACT Permit No TP 08/04898

The Australian Defence Credit Union Members’ Survey 2008 and the "Thank You" competition associated with that are open only to the 40,000 current members of the Australian Defence Credit Union (ADCU) aged 18 years or older. For the purposes of this competition and permit, members are to be considered as current members if they are paid up shareholders in the ADCU as at November 7, 2008 and listed in the member records supplied by the ADCU to Derham Marketing Research Pty. Ltd. for use in this survey.

The survey will be undertaken as an online survey and members may be contacted and invited to participate by:

Ø Emails sent to all members whose email addresses are held by ADCU Head Office as at November 7, 2008 and those members may be sent a pre-advice, an invitation to participate and a reminder the survey closes shortly email,

Ø SMS invitations will be sent to some members,

Ø Posters or note pads with the survey competition details will be available in the ADCU branches across Australia, and the

Ø ADCU website www.adcu.com.au will include a link to the online survey,

Ø And, as appropriate, other means may be used to advise members that the 2008 member survey is available for online completion, to ensure as many members as possible are aware of the survey, but members who are unaware of the survey and its associated “Thank you” competition have no eligibility to complete the survey and or to participate in the survey completers’ Thank you competition.

The survey will run from November 24, 2008 until December 3, 2008.

Ten ADCU members who complete the survey during the specified time and provide a valid email address will each be randomly selected as a winner of one of the ten by $100 Wish Gift vouchers that can be spent at any participating any participating Woolworths or Safeway Supermarket, Caltex Woolworths or Caltex Safeway co-branded petrol outlets, HomeShop (Woolworths and Safeway’s online shopping service for baby needs, bakery, chilled & frozen, dairy & eggs, drinks, green grocer, groceries, heart foundation tick, home & office, household needs, kitchen pantry, liquor, meat, seafood & deli, personal care and pets goods), BIG W, Dick Smith Electronics, Dick Smith PowerHouse, Tandy, Woolworths Liquor, Safeway Liquor, BWS, or Dan Murphy's stores anywhere in Australia.

Other people may undertake the survey but unless they are an ADCU member as defined above, they are eligible to complete and submit the survey but are not eligible to enter the “Thank you” competition.

Only one entry per person is permitted.

The Judge's decision on all matters relating to this contest is final. The judge is Philip Derham, Director, Derham Marketing Research Pty. Ltd.

Entry to the “Thank you” competition requires the participant to add their email address to the last screen of the survey. Then, if they are one of the randomly selected winners, they will need to supply their first and family names, and home or business postal address to enable Derham Marketing Research Pty. Ltd. to mail them their prize.

The survey will close at 6 pm on Wednesday December 3, 2008 and the draw for the prizes will be undertaken at 7 pm that day at Derham Marketing Research's premises at Level 1, 101-103 Union Road, Surrey Hills, Victoria, 3127.

All randomly selected winners who respond with their address advices by 5 am on Tuesday March 3, 2009 will be mailed their prize the following day. Any who do not respond by 9.00 am Wednesday March 4, 2009 (three months after the first draw date) will have their prize nullified. A fresh random draw will be undertaken that day and the holder/s of that/those email addresses advised they have won a supplementary prize and invited to submit their first and family names, and home or business postal address to enable Derham Marketing Research Pty. Ltd. to mail them their prize. This process, with the three month delays between each fresh random draw, will be continued until all prizes have been dispatched.

Surveys may be submitted without the respondent email address details, as entry into the “Thank you” competition is voluntary, but any submissions that lack these details will not be entered into the “Thank you” competition.

The survey winners will be chosen at random from all entries received at Derham Marketing Research Pty. Ltd.’s survey website of www.derhamresearch.com.au/survey/( and the appropriate suffixes).htm . The suffixes to be used will include, among others, adcus, adcup, adcucode, adcusmss, adcusmsp, adcusmseml .

No winner will win more than one prize and 10 individual participants will win one prize each.

The prize winning entries will be selected by random draws of all numbers from the range of 1 and the total number of entries received by the close date. Ten RANDBETWEEN functions will be used to select the winning numbers and the people in the corresponding row numbers on the survey’s entrants’ Excel spreadsheet will be chosen as the randomly selected winners.

Derham Marketing Research Pty. Ltd. will check the randomly selected winning email addresses against the list supplied by the ADCU. If and when the winning entries are verified as being from that list, Derham Marketing Research will email requests for name and address details to enable the prizes to be mailed.

The winners’ email addresses (prefixes only) will be published on www.derhamresearch.com.au on Thursday December 4, 2008 and will remain there for three months after the draw. Entrants' details will be retained for six months after and then destroyed. These terms and conditions will be published on www.derhamresearch.com.au before the survey begins and remain there for three months after the survey’s close date of December 3, 2008.

For more information,

When knowing will strengthen your decisions...^TM

please email Philip Derham today at derhamp@derhamresearch.com.au

or call him on 03 9897 3011.